Author Archives: Joni B. Bailey

Good news if you filed your Social Security disability claim after March 27, 2017–opinions from your PA or NP could help you win your claim.

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Claimants who applied for Social Security Disability benefits after March 27, 2017 will have their medical evidence evaluated according to new rules established by the Social Security Administration.  These new rules may improve the likelihood that disability claimants in Southern Illinois are approved for benefits.

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Social Security Disability:  Should I ask for a live hearing or consent to a video hearing?

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“I have a Social Security Disability claim hearing coming up.  Should I have a live hearing or a video hearing?”

According to the Social Security Administration, video hearings increase efficiency.  This is very important because the backlog of claims is growing

There are several advantages to having a live hearing that you should consider.  It could mean the difference between receiving disability insurance benefits or not.

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I’m 62 and cannot do my job any longer.  Should I Apply for Social Security Retirement or Social Security Disability? Or Both!

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Some questions come up again and again at my office.  One of the most common questions goes like this: “I am 62 and I cannot do my job anymore. I’m missing work. My co-workers and boss are picking up the slack for me.  I’m struggling to figure out what I should do next. Should I apply for Social Security retirement or disability?”

The answer to this question is usually “both.”  

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Estate Planning:  Find Lost Life Insurance Money With This Free Service

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If you are the administrator or the executor of someone’s estate, you are responsible for tracking down the estate’s assets.

The estate assets could include the death benefits from a life insurance policy on the life of the person who just died.  Tracking down life insurance benefits is not always easy.

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When Can An Illinois Estate Be Distributed With A Small Estate Affidavit Instead of Probate?


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