In 2016, in my blog article 9 Social Security Reform Myths – Busted!, I warned readers that the Social Security trust fund was predicted to run out in 2034, leading to decreased benefits in the years that followed. The 2018 annual report issued by Social Security’s Board of Trustees now predicts that full benefits will likely stop in 2032 — but the silver lining is that current trends suggest there will be less of a steep drop in benefits after that.